A probationary officer initially handles various departments, right from handling cheques, drafts to billing, investments and even the forex. After confirmation and considerable experience, they take on managerial responsibilities.
How do I reach my goalStep 1: Students from any stream can join the banking sector. However, it is advisable to opt for Science or Commerce at the 10 2 level as Mathematics is an integral part of banking.
Step 2: Pursue graduation either a B.Com or BSc or BA in Economics. Graduation is the minimum qualification for a job in banking.
Step 3: Start preparing for banking exams. Banking PO (Probationary Officer) exams are not very easy and one should prepare well in advance to clear the exam. Every bank recruits its staff through written test and interview.
Step 4: Successful candidates have to undergo training for about 15-20 days before being posted in a branch.
Do you have it in you- Good logical and organizational skills
- Good team player
- A quick learner and receptive to banking functions
- Good interpersonal and communication skills
Pros and Cons
Pros- Job security and timely promotion
- Good pay
- Respect in the society as a banker
Cons- A probationary officer has to undertake assignments from the seniors and learn the nitti-gritties of the various banking departments. So you will hardly have any choice to work in an area of your interest during your probation period which lasts for at least a year
- You have to remain alert as you would be handling transactions worth lakhs and crores
- Have to be patient in dealing with difficult clients
- Hardly any scope for error
Banking Exams in India
To perform day to day banking operations, both front-end and backend,
banks recruits human resources through banking services examinations.
Basically banks hold two types of examination for recruitment of personnel:
1. Banking Services Exams and
2. Bank P.O. Exams
All banks
issue nationwide notification for recruitment as these
exams are centralized and recruitment is done through All India Level
Examination. Both undergraduate and graduate in various streams arts,
science, commerce, are recruited in banks in various posts. For details,
click here
PerksIn a public sector bank a PO
earns Rs 10,000 to Rs 18,500 per month. A manger earns Rs 13, 000 to Rs
20,000 per month while chief manager earns around Rs 25,000.
FAQS
I am from Humanities /Arts background. Can I become a bank officer?Sure you can. The minimum eligibility criteria for a banking jobs is that of a graduation from any stream with a minimum marks of 50%.
When do I start preparing for banking exams?Well you do not need any additional preparation for banking entrance exams. However, you should keep practicing Maths and English and also keep yourself abreast with General Knowledge.
What are the different banking exams that I can appear for?Almost all important nationalised banks like the State Bank of India, Union Bank of India, Bank of Baroda and Vijaya Bank.
Click here for the list of banking exams in India.
Are there any coaching centers for banking exams?You do not need any special coaching for banking entrance exams. However, if you still insist to join, you can join competitive coaching classes.
