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Opening a bank account - International Students


  • Most International students are eligible for a basic bank account with a number of different banks.
  • With most banks you donot need to put in any money to open a basic account, with others £1 is enough to get you started.
  • Most basic bank accounts do not offer cheque books.
  • You will pay nothing for using most cash machines. You may be charged if you donõt have enough money in your account when a direct debit payment you have instructed is due (and therefore the direct debit payment is refused).
You may also be eligible for other types of account. You can speak to the bank.

Opening a Bank Account  
  • Need to be physically present in the UK to open a bank account.UK
  • Need an Identity Proof (for ex. passport or national identity card from your country).
  • Evidence of your current address (for example a letter from your university or college saying that you are their student and giving your UK address, or your tenancy agreement or student accommodation contract).

List of Banks where international students can open accounts
  • Abbey National
  • Alliance & Leicester
  • Bank of Ireland
  • Bank of Scotland
  • Barclays
  • Clydesdale
  • Co-operative Bank
  • First Trust Bank
  • Halifax
  • HSBC
  • Lloyds TSB
  • Nationwide Building Society
  • NatWest
  • Northern Bank
  • Royal Bank of Scotland
  • Ulster Bank
  • Yorkshire Bank

Deposit money into this account from your home country
  • There may be a charge for accepting deposits from abroad, and, if this payments not in sterling, there is likely to be an exchange charge. The bank abroad, or any of their agents, may also levy charges.

Keeping track of the account
  • The bank will issue you with a statement at regular intervals.
  • You can also get information on your balance and sometimes a mini statement from cash machine whenever you want
  • You can register for and use telephone and internet banking with some accounts.
  • Consult your bank for more details of how to use these services.

Paying college fees or monthly rent
  • if you have sufficient money in your account you can use direct debits/standing orders for regular payments, and electronic transfer for larger one-off payments. Talk to your bank about how to set these up.
  • Electronic transfer usually takes 3-4 days.

Depositing money
  • Yes, once your account has been opened. But do remember to carry passport/identity card and letter from the university or college confirming your address (or equivalent proof of address).

Borrowing money
  • A basic bank account does not allow you to borrow money.
  •  If you wish to borrow money, then you will need to apply for a different type of bank account.

Carrying money to UK
  • The best method is to ask your bank abroad to issue a cheque drawn in sterling on a London bank. Make sure that
  • you take with you the proofs of identity and address as above when you do this.

Student can take help from
  • College/ Welfare office/Student union advice service.
  • If an international student who is sponsored, you should contact the
  • representative of your sponsor in the UK.
  • Your local Citizens Advice Bureau.
  • UKCOSA The Council for International Education
  • The British Council. If you are a student
  • managed by the British Council
  • Financial Services Authority Consumer Helpline 0845 606 1234

Comments (13)

  • faiq zishan5/5/2012 1:15:48 AM

    hi i am the student of dipp in civil engineering in last year i want to going to canada on behalf of degree in civil engineering so i want to help plz help me

  • Santa Monica3/28/2012 1:57:36 PM

    Hi..we are able to provide both Information and Complete Assistance regarding Study,Employment and Migration to UK,Canada,Australia,New Zealand,Germany,Switzerland and most of Europe,Singapore and Malaysia.We have a lot of programs for 12th Std,Diploma Holders and Graduates.We also help with educational loans,post landing assistance,etc.All our student services are absolutely free.Pls call on 080 31908866 or 7829911367 or write to joepjohn@gmail.com to arrange a meeting with our counselor.

  • ragava selvam3/15/2012 10:53:25 PM

    sir , i want to study in abroad pls help me sir mechanical engineering (9600961662) this is my number any option is there means call me pls its my request ........... thank you sir

  • Mr.Stephen Bourke3/9/2012 5:02:45 AM

    I am a U.K. based agent , currently recruiting graduates who want to study Business, Land

  • krishna sharma2/27/2012 1:20:53 PM

    i am student of bachlour in engineer and i am planing to research course in engineering from u.k. top universitise so regarding and i need my help ..

  • residential generators 1/19/2012 7:12:57 PM

    I want to do a Post Graduation in Mass communication from a good college in UK. I wouls also like to know the cost of living per year. residential generators

  • gowtham1/11/2012 3:47:28 PM

    im doing my final year of engineering.i want to do my mba in abroad but havnt undertake any exams is it possible to do in abroad without those exams?

  • sanjana11/17/2011 10:38:47 PM

    can i straightaway work in india and my degree will be recognized by the BCI if i do Three Years’ LL.B. course followed immediately by 1 year whole time LPC/BVC and followed by a contract of service with a Law Firm for two yearsOR Four Years’ of LLB jointly with another subject like Finance, Accounts, Management or a Language to be immediately followed by one year full time LPC/BVC from a College of Inns of courts/ Solicitors Society or a Master degree in Law. which all universties offer such course in UK?

  • jitendra yadav11/9/2011 12:38:27 PM

    i am a student.pursuing b.com and i want to know how can i apply for m.b.a in uk.

  • Amrita Pavangad11/8/2011 10:20:09 AM

    I have done my BA from Christ University, Bangalore. I want to do a Post Graduation in Mass communication from a good college in UK. I wouls also like to know the cost of living per year.

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