HDFC Credila- India’s 1st Dedicated Education Loan Specialist

is a new age education loan company that offers quick, convenient and tailor made loan products delivered at your doorstep. You can apply even before admission confirmation and avail a loan at competitive rates.

Unique Benefits of HDFC Credila’s Education Loan

  • Easy online application
  • Upto 100% finance
  • Competitive rate of interest
  • Unsecured loan up to ₹45 lakh available
  • Attractive tax benefits* under sec 80E
  • No margin money
  • Repayment Tenure up to 15 years
  • Pre-approved loan before admission confirmation too
Fill in your details to apply now

HDFC Credila- The trusted and preferred brand of thousands of students, studying at 1500+ different courses in 2500+ Universities, across 38 countries!

Apply online at the convenience of your home!

Frequently Asked Questions

HDFC CredIla provides education loan to Indian students for higher studies in India and abroad. HDFC Credila has funded Indian students for pursuing higher studies in over 2500+ Institutes across 38+ countries and hundreds of colleges In India!
HDFC Credila is a new age company with a quick and convenient process to apply online. We also accept the documents online and process loan within ten days of receiving all documents.
HDFC Credila finances up to 100% of the cost of education including living expenses for both on and off campus accommodation.
HDFC Credila's unique education loan offers the flexibility of paying only simple interest (PEMI) during the course period and principle plus interest (EMI) after the completion of studies and grace period.
Every HDFC Credila Education Loan borrower or co-borrower is entitled to avail attractive tax benefits on interest paid on education loan, under Sec 80-E of the Income Tax Act.

This Tax benefit can be availed by an individual for self or a relative, meaning spouse, child or a student for whom the individual is a legal guardian.

To calculate the Tax Saving with HDFC Credila’s Loan, visit
Most banks require confirmed admissions before granting the approval letter for the education loan, whilst most universities prefer students with the assured funding. However, HDFC Credila encourages students to apply soon after your test-scores are received and get loan sanctions*. This enables students and parents to know their loan eligibility in advance. Other benefits:
  • Increases the chances of getting admission to your dream university since there is fund assurance
  • The preferred way to declare 'Assured Funds to Universities'
  • Loan Sanction letter has better acceptance over the solvency letter
  • Assures no last-minute surprises specially during Visa / fee payment time


HDFC Credila provided the right guidance and support. Everything happened at the doorstep. It keeps you away from worries of any sort in the financial side. No doubt about that, HDFC Credila did a marvelous job.

Thiagarajana S., Father of Arjun,
New Jersey Institute of Technology, USA

Without an education loan, I would still be dreaming of pursuing MS. HDFC Credila helped me get my education loan in a quick & efficient manner. Also, they had helped me send through wire transfer which not many banks do.

Sriram R.,
University of Missouri, USA